BAJAJ FINSERV LOAN AGAINST PROPERTY

Loan Against Property of up to Rs 10.50
crore
EMIs starting from 2750/lakh | Flexible tenure options

Manage your urgent financial needs by getting a loan against your property for a tenure of
up to 15 years*. We offer a loan amount of up to Rs. Rs. 10.50 crore*, and you can use the
loan amount without any end-use restrictions. Enjoy additional benefits like no foreclosure
charges*, quick disbursal, and hassle-free application process.

Our Values

Features and benefits of our home loan
Loan amount of up to Rs. 10.50 crore*	Manage your urgent financial needs with a sizeable loan amount of up to Rs. 10.50 crore* sanctioned based on your mortgaged property.
Low interest rates	Our loan against property comes with affordable interest rates starting from 8% to 14% (Floating rate of Interest) p.a
Disbursal in 72 hours*	Get money in your bank account within 72 hours*- of the approval & subject to receipt of all applicable documents and basis risk policy.
Tenure of up to 15 years*	You can repay your loan amount conveniently with a repayment tenure ranging up to 15 years*
No foreclosure fee for individuals	With no end-use restrictions, use the loan amount for an emergency or pay for wedding expenses, higher education or business expansion
No foreclosure charges*	If all borrowers and co-borrowers are individuals, loan availed on floating interest rates, and loan taken for purposes other than business use, then there will be no foreclosure/ partprepayment charges.
Externally benchmarked interest rates	Link your loan to an external benchmark such as the Repo Rate and benefit during favourable market trends.

Terms and conditions apply

Eligibility criteria and documents required
Anyone can apply for our loan against property as long as they meet the criteria mentioned below
Eligibility criteria
Nationality: You must be an Indian citizen residing in India with property in a city we operate in
Age: Minimum age< br> 25 years (18 years for non-financial property owners)
Maximum age
85 years (including non-financial property owners) *Age of the individual applicant/ co-applicant at the time of loan maturity. *Higher age of co-applicant may be considered up to 95 years on the basis of 2nd generation (legal heir) meeting age norms and to be taken as co-applicant on loan structure.
CIBIL Score:
A CIBIL Score of 700 or higher is ideal to get an approved loan against property.
Occupation:
Salaried, self-employed professionals like doctors, and self-employed nonprofessionals are eligible to apply.
Documents required
Proof of identity/ residence - Aadhaar/ passport/ voter's ID/ driving license/ letter from NPR/ NREGA job card
Proof of income
Property-related documents
Proof of business (for self-employed applicants), and
Account statements for the last 6 months
Note: This is an indicative list that may change based on your actual loan application.

FAQ

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BAJAJ FINSERV LOAN AGAINST PROPERTY

Our Values

Terms and conditions apply

FAQ

Home Loan

Home Loan Transfer

Loan Against Property

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