Get a personal loan quickly, without any collateral
For medical bills, travel, a wedding, home repairs or clearing expensive card debt. We match your salary and company profile with lenders most likely to approve you at a good rate.
- Rates from
- 9.99% p.a.
- Collateral
- Not required
- Tenure
- Up to 6 years
- Lenders compared
- 10
Compare personal loan offers
Indicative rates and charges. Tap Get this offer and an advisor will check your eligibility with that lender.
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HDFC Bank
Private BankInterest rate 9.99% – 11.50%- Processing fee
- ₹5900
- Loan amount
- As per eligibility
- Tenure
- Up to 6 Years
Quick unsecured funding for salaried customers with simple documentation.
- Fast approval
- Minimal documents
- Flexible tenure
- Quick disbursal
-
ICICI Bank
Private BankInterest rate 9.99% – 12.00%- Processing fee
- ₹5900
- Loan amount
- As per eligibility
- Tenure
- Up to 6 Years
Quick unsecured finance for personal needs with flexible EMI options.
- Quick approval
- Flexible EMI
- Online process
- Easy documentation
-
Axis Bank
Private BankInterest rate 9.99% – 11.00%- Processing fee
- ₹5900
- Loan amount
- As per eligibility
- Tenure
- Up to 6 Years
Quick funding with simple documentation, flexible tenure and fast processing.
- Quick processing
- Simple documents
- Flexible repayment
- Fast approval
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IDFC First Bank
Private BankInterest rate 9.99% – 15.00%- Processing fee
- Up to 1% of loan amount
- Loan amount
- As per eligibility
- Tenure
- Up to 6 Years
Digital personal loan with flexible eligibility and quick approval.
- Digital process
- Quick approval
- Flexible eligibility
- Easy documentation
-
Bajaj Finserv
NBFCInterest rate 10.00% – 15.00%- Processing fee
- Up to 1% of loan amount
- Loan amount
- As per eligibility
- Tenure
- Up to 6 Years
Quick funding with flexible eligibility, easy documentation and fast disbursal.
- Fast disbursal
- Flexible eligibility
- Digital process
- Minimal documents
-
Yes Bank
Private BankInterest rate 10.00% – 12.00%- Processing fee
- Up to 2.5% of loan amount
- Loan amount
- As per eligibility
- Tenure
- Up to 6 Years
Unsecured finance with flexible tenure and simple documentation.
- Flexible tenure
- Simple documentation
- Quick processing
- Easy EMI
-
Kotak Mahindra Bank
Private BankInterest rate 10.99% – 13.00%- Processing fee
- ₹11800
- Loan amount
- As per eligibility
- Tenure
- Up to 6 Years
Unsecured finance with flexible repayment and quick eligibility support.
- Flexible repayment
- Quick eligibility
- Simple process
- Digital support
-
Tata Capital
NBFCInterest rate 10.99% – 15.00%- Processing fee
- Up to 1% of loan amount
- Loan amount
- As per eligibility
- Tenure
- Up to 6 Years
Quick finance with flexible policy, simple process and fast disbursal.
- Flexible policy
- Quick processing
- Fast disbursal
- Easy documentation
-
Federal Bank
Private BankInterest rate 11.00% – 15.25%- Processing fee
- Up to 1% of loan amount
- Loan amount
- As per eligibility
- Tenure
- Up to 6 Years
Personal finance with simple documentation and flexible tenure.
- Simple documentation
- Flexible tenure
- Quick eligibility
- Easy EMI
-
RBL Bank
Private BankInterest rate 11.00% – 12.00%- Processing fee
- Up to 1.25% of loan amount
- Loan amount
- As per eligibility
- Tenure
- Up to 6 Years
Unsecured funding with flexible eligibility and easy repayment options.
- Flexible eligibility
- Simple process
- Easy repayment
- Quick support
Rates are per annum and indicative, taken from lender information and updated periodically. The final rate, amount and charges are decided by the lender based on your profile.
What you get with a personal loan through MyFinanceCare
No security needed
Personal loans are unsecured, so no property or gold has to be pledged.
Fast disbursal
With complete documents, many lenders disburse within a few working days.
Right lender for your company
Rates depend heavily on your employer category. We know which lenders favour your company.
Flexible tenure
Choose 1 to 6 years so the EMI fits your monthly budget.
Debt consolidation
Combine high-interest credit card dues into one lower EMI.
Fewer rejections
We check eligibility first, so you don't apply everywhere and hurt your CIBIL score.
- Medical expenses
- Wedding
- Travel
- Home renovation
- Credit card payoff
- Education
Eligibility
- Salaried with a minimum monthly income (varies by lender and city)
- At least 1 year total work experience
- Age 21–60 years
- CIBIL score of 720+ for the best rates
- Self-employed can apply with ITR and banking
Documents you'll need
- PAN card, Aadhaar card and photograph
- Last 3 salary slips
- 3–6 months salary account bank statement
- Office ID or employment proof
Exact documents vary by lender and profile. Your advisor will share the final list.
Questions people ask
What is a personal loan?
An unsecured loan you can use for medical expenses, travel, education, a wedding, home renovation, debt consolidation or other personal needs.
What is the lowest interest rate?
Rates currently start at around 9.99% per annum and depend on your salary, company category, CIBIL score, existing EMIs and the lender.
Do I need to pledge anything?
No. Personal loans are unsecured, so you don't need to mortgage property or give collateral.
How much can I get?
It depends on your monthly income, employer, CIBIL score, existing EMIs and the lender's policy.
What is the maximum tenure?
Most banks and NBFCs offer up to 5 or 6 years.
Can I close the loan early?
Yes, most lenders allow foreclosure or part-payment after a minimum number of EMIs. Charges depend on the lender.
Get help with your personal loan
Share a few details and an advisor will call you back.
Not sure which loan or lender is right for you?
Call or WhatsApp an advisor. It takes five minutes and there is no obligation.