BAJAJ FINSERV PERSONAL LOAN

Effortless Personal Loans for Salaried and Self-Employed Individuals | No Collateral Needed

Unlock up to Rs. 40 lakh instantly with our hassle-free personal loans, available online with minimal documentation. Our three innovative loan variants—Term Loan, Flexi Term Loan, and Flexi Hybrid Loan—offer the flexibility to repay at your pace, with tenures up to 96 months. Apply today and swiftly manage your financial needs, big or small.

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Quick Disbursal: Funds Credited Within 24 Hours Upon approval, your loan amount will be credited to your account within 24 hours.

Flexible Repayment Options Choose a repayment plan that fits your financial landscape, without the need for collateral.

Transparent Pricing No hidden fees—everything is outlined clearly under our Fees and Charges section.

FEATURES AND BENEFITS

Discover why our personal loans are the ideal choice for you

  • Choose from three tailored loan variants to fit your needs: Term Loan, Flexi Term Loan, and Flexi Hybrid Loan.
  • Make partial prepayments on your Flexi Loans without any additional charges, as frequently as you need.
  • Secure a loan amount up to Rs. 40 lakh to cover both minor and significant expenses.
  • Submit your application online from anywhere and receive approval within just 5 minutes.
  • Receive the loan amount in your bank account within 24 hours after approval, and sometimes even on the same day.
  • We ensure full transparency with no hidden fees. All charges are clearly outlined on our webpage and in loan documents for your review.
  • Obtain your loan without the need for any collateral or a guarantor.

PERSONAL LOANS TAILORED TO YOUR LIFE GOALS

Experience the flexibility of our instant personal loans, designed to support a variety of financial needs:

  • Higher Education: Ease the financial burden of further education by covering travel, tuition, accommodation, and more, beyond what a typical education loan offers.
  • Medical Emergencies: With a quick application process and rapid fund disbursement, our personal loans provide crucial support during medical crises, allowing you to concentrate on recovery without financial stress.
  • Weddings: Secure a personal loan to manage substantial wedding costs, from venue bookings to vendor payments, ensuring your special day is as perfect as planned.
  • Home Improvements: Address significant home repairs or upgrades, such as fixing a leaky roof or remodeling your kitchen, without depleting your savings.
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ELIGIBILITY AND DOCUMENTATION

Applying for our personal loans online is straightforward. You qualify if you meet the following basic requirements. Complete the necessary documentation, and you could receive instant approval for loans up to Rs. 40 lakh.

Eligibility:

  • Indian Nationality
  • Age 21 to 80 years
  • Employment in public, private sector, or MNC
  • CIBIL Score of 685 or above
  • Applicable for both salaried and self-employed

Documentation:

  • Aadhaar card
  • PAN card
  • Employment ID and official email
  • Recent salary slips and bank statements
  • Relevant financial documents for existing loans

 

Competitive Interest Rates Enjoy rates ranging from 10% to 31% per annum, with straightforward charges of 4% of the loan amount.

Secure the funding you need with our streamlined personal loan solutions—apply online today and experience financial flexibility tailored to your lifestyle.

Frequently Asked Questions

What are the different types of personal loans offered by Bajaj Finserv?

Bajaj Finserv offers three unique personal loan variants to cater to various financial needs: Term Loan, Flexi Term Loan, and Flexi Hybrid Loan. Each offers different flexibility options to suit your repayment preferences.

How quickly can I receive the loan amount in my account?

Once your personal loan application is approved, the loan amount can be credited to your bank account within 24 hours. In some cases, it may be available on the same day of approval.

Are there any prepayment charges for Flexi Loans?

No, there are no additional charges for part-prepayments on Flexi Loans. You can make partial repayments as often as you like without incurring extra fees, helping you reduce your interest burden.

What documents are required to apply for a personal loan with Bajaj Finserv?

The documentation process is straightforward. You will need to provide your Aadhaar card, PAN card, employment ID, official email ID, recent salary slips, and bank statements from the last six months. Additional documents might be required depending on your financial background.

Can I get a personal loan from Bajaj Finserv if I am self-employed?

Yes, both salaried and self-employed individuals can apply for a personal loan with Bajaj Finserv. You must meet the eligibility criteria, which include having a CIBIL score of 685 or higher and fitting within the age range of 21 to 80 years at the time of loan maturity.

Home Loan

Home Loan Balance Transfer

Loan Against Property

Personal loan

Office Address

AltF Empire Square – Unit 1, 3rd Floor, JMD Empire Square, Near Sikanderpur Metro, MG Rd, Gurugram, Haryana – 122002.

Additional Information

Customer Care Working Hours:

Monday through Saturday,
10:00 A.M. to 6:30 P.M.

About us: At My Finance care we understand that financial needs vary from person to person, and that’s why we are committed to providing tailored financial solutions for home and personal loans. 

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Disclaimer: My Finance care does not sell any loans on our own and do not charge any fee from any customers/viewers. We advise customers/viewers to choose from best offers from Banks and its advertisers. We do not guarantee any loans as loan sanction is as per Banks and Nbfcs. We suggest all users to never pay any upfront amount for any loan disbursal and if any person who call you as representative of MMPL and ask for any amount report the incident immediately via putting us a mail at homeloan@myfinancecare.in

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